Mortgage Loan

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Finsolution Financial Advisory Services Overview

Unlock Your Property's Value

Get instant funds by mortgaging your property

What is a Mortgage Loan?

A mortgage loan (Loan Against Property) allows you to get funds by pledging your residential or commercial property as collateral. It's ideal for business expansion, debt consolidation, medical emergencies, or any major financial requirement while you continue to use your property.

Loan Amount: ₹5,00,000 - ₹5 Crore
Interest Rate: From 8.35% p.a. onwards
Tenure: Up to 25 years
Processing: Within 15 Working days

Perfect For

Business
Education
Wedding
Medical
Debt Relief
Renovation
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Finsolution Financial Advisory Services Why Choose Us

Trusted Mortgage Loan Provider

Leverage your property for financial freedom

01

High Loan Amount

Get up to 70% of your property value as loan.

02

Long Tenure

Flexible repayment period up to 20 years.

03

Continue Living

Stay in your property while using it as collateral.

04

Lower Interest

Attractive rates starting from 10% per annum.

05

Multipurpose Usage

Use funds for any legitimate purpose.

06

Both Property Types

Accept residential and commercial properties.

Finsolution Financial Advisory Services Quick Application

Apply for Mortgage Loan

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Finsolution Financial Advisory Services Eligibility

Mortgage Loan Eligibility Criteria

Basic Eligibility

Age Requirement

Between 21 to 65 years

Citizenship

Indian citizen or NRI

Property Ownership

Clear title of property

Credit Score

750+ for better rates

Property Requirements

Clear Title

Property should have clear legal title

Property Type

Residential or commercial property

Khatha Types Accepted

All types: A, B, E, 11A, 11B, Panchayat, Municipal, Gramthana, Manual Khatha

Loan-to-Value

Up to 70% of property value

Salaried Employee Requirements

Minimum Salary

₹15,000/month and above

Income Types Accepted

Cash Salary, Bank Transfer, Rental Income (Cash/Account), Pension

Self-Employed Requirements

Business Vintage

Minimum 1 year old business

Annual Turnover

Minimum ₹30 lakhs per year

GST Certificate

With or without GST certificate

ITR Requirement

Minimum 1 year ITR

Finsolution Financial Advisory Services Documentation

Documents Required for Mortgage Loan

Keep these documents ready for quick loan processing

Identity Proof

Aadhaar / PAN / Passport

Address Proof

Utility Bill / Rent Agreement

Income Proof

Salary Slips / ITR / Bank Statements

Property Documents

Title Deed / Sale Deed / Approved Plans

Property Valuation

Property valuation report

Tax Receipts

Property tax receipts

Finsolution Financial Advisory Services Features & Benefits

Mortgage Loan Advantages

01

High Loan Amount

Get up to ₹5 crore based on property value

02

Lower Interest

Lower rates than personal loans

03

Long Tenure

Repay over 20 years with low EMIs

04

No End-use Restriction

Use funds for any legitimate purpose

05

Retain Property

Continue using your property

06

Flexible Prepayment

Part-payment and foreclosure allowed

Finsolution Financial Advisory Services More Options

Explore Other Loans

Find the perfect loan solution for your needs

Personal Loan

Quick funds for personal needs

Business Loan

Fuel your business growth

Home Loan

Make your dream home a reality

Car Loan

Drive your dream car today

Gold Loan

Quick cash against gold

Education Loan

Invest in your future

Used Car Loan

Affordable pre-owned vehicles

Credit Card Loan

Convert to easy EMIs

Finsolution Financial Advisory Services Happy Customers

What Our Customers Say

Real experiences from customers who got mortgage loans

"Got mortgage loan for business expansion. The process was smooth and I could continue living in my property."

Sunil Varma

Business Owner, Mumbai

"Finsolution Financial Advisory Services provided excellent service. Got 70% of property value at very competitive interest rates."

Deepak Singh

Professional, Delhi

"Quick approval and transparent process. Used the funds for my daughter's education abroad."

Madhavi Nair

Government Employee, Kerala

Need Funds? Leverage Your Property!

Apply now and get your mortgage loan approved within a week

Apply Now

Finsolution Financial Advisory Services Mortgage Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about mortgage loans.

Contact Us

What is the difference between home loan and mortgage loan?

A home loan is specifically for purchasing or constructing a property, while a mortgage loan (loan against property) is taken by pledging an existing property as collateral. Mortgage loans can be used for any purpose - business, education, medical, etc.

How much loan can I get against my property?

You can typically get up to 70% of your property's market value as a loan. The exact amount depends on property location, type, condition, your income, and repayment capacity. We provide free property valuation services.

Can I live in the mortgaged property?

Yes, absolutely! You can continue to live in or use your property even after mortgaging it. The property is pledged as security, but you retain full usage rights until loan repayment is complete.

What types of properties are eligible?

We accept residential properties (house, flat, bungalow), commercial properties (office, shop, warehouse), and plots in approved locations. The property should have clear legal title and proper documentation.

Are there tax benefits on mortgage loans?

Unlike home loans, mortgage loans don't offer direct tax benefits unless the funds are used for specific purposes like home renovation or business. Consult with a tax advisor for detailed information based on your specific usage.