Machinery Loan

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Finsolution Financial Advisory Services Overview

Upgrade Your Industrial Machinery

Specialized financing for manufacturing and industrial equipment

What is a Machinery Loan?

A machinery loan is designed specifically for manufacturing units, industrial enterprises, and businesses that require heavy machinery for production. Finance CNC machines, textile equipment, printing machines, packaging units, or any industrial machinery with our tailored financing solutions. Get up to 90% funding with competitive rates and flexible repayment terms aligned with your production cycles.

Loan Amount: ₹5,00,000 - ₹10,00,00,000
Interest Rate: From 8% p.a. onwards
Tenure: 12 - 84 months
Financing: Up to 90% of cost

Machinery Types Covered

CNC Machines
Textile Equipment
Printing Machines
Production Units
Packaging Machines
Construction Equipment
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Finsolution Financial Advisory Services Why Choose Us

Your Machinery Finance Partner

Empowering manufacturers with smart financing

01

High Funding

Finance up to ₹5 crores for industrial machinery with attractive terms.

02

New & Used Machinery

Finance both brand new and refurbished machinery as per your needs.

03

Flexible Tenure

Extended repayment period up to 7 years for capital equipment.

04

Quick Processing

Fast evaluation and approval for urgent machinery requirements.

05

Industry Expertise

Dedicated experts who understand manufacturing and industrial needs.

06

Tax Benefits

Depreciation and interest tax deductions as per Income Tax Act.

Finsolution Financial Advisory Services Quick Application

Apply for Machinery Loan

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Finsolution Financial Advisory Services Eligibility

Machinery Loan Eligibility

Basic Eligibility

Business Type

Manufacturing & industrial units

Business Vintage

Minimum 2 years in operation

Age of Applicant

Between 25 to 65 years

Credit Score

700+ for better rates

Financial Requirements

Annual Turnover

Minimum ₹25 lakhs per annum

Profitability

Business should be profitable for last 2 years

Bank Account

Active current account for last 12 months

Machinery Quotation

Valid quotation from authorized dealer

Finsolution Financial Advisory Services Documentation

Documents Required

Keep these documents ready for quick processing

Identity Proof

Aadhaar / PAN / Passport of directors

Business Registration

Incorporation / Registration Certificate

Financial Statements

Balance Sheet, P&L for last 2 years

Bank Statements

Last 12 months current account statements

Machinery Quotation

Proforma invoice from supplier

GST & ITR

GST registration & IT returns

Finsolution Financial Advisory Services Features & Benefits

Machinery Loan Advantages

01

High Loan Amount

Finance up to ₹5 crores for industrial machinery

02

90% Financing

Get up to 90% of machinery cost financed

03

Competitive Rates

Interest rates starting from 10.75% per annum

04

Direct Payment

We can pay directly to machinery supplier/vendor

05

Moratorium Period

Flexible moratorium during installation phase

06

Asset Ownership

You own the machinery from day one

Ready to Modernize Your Production?

Apply now and get your machinery loan approved quickly

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Finsolution Financial Advisory Services Machinery Loan FAQs

Got Questions?
We Have Answers

Find answers to commonly asked questions about machinery loans and financing.

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What is the difference between machinery loan and equipment loan?

Machinery loans are specifically designed for industrial and manufacturing machinery with higher loan amounts (up to ₹5 crores), while equipment loans cover general business equipment with smaller ticket sizes. Machinery loans typically have longer tenure aligned with machinery lifespan.

Can I finance imported machinery?

Yes, we finance both domestic and imported machinery. For imported machinery, you'll need to provide the import invoice, customs clearance documents, and technical specifications.

Is collateral required for machinery loans?

The machinery itself acts as primary collateral through hypothecation. For higher loan amounts, additional collateral in the form of property or other assets may be required based on your credit profile.

What is the repayment tenure for machinery loans?

Repayment tenure ranges from 1 to 7 years depending on the machinery type, useful life, and your business cash flow. We offer flexible EMI structures including step-up and seasonal EMI options.

Can the loan amount be paid directly to the machinery supplier?

Yes, we can disburse the loan amount directly to the machinery supplier or manufacturer. This ensures transparency and faster processing while protecting both parties' interests.